Wednesday Evening Talk Time

Hi Everyone!

Sorry about this, but I am having difficulty with my computer.  I am not sure what has happened, hopefully I didn't catch anything.  Perhaps my server is down.  Anyway, I can't really blog about anything tonight.  I do wish you all many blessings and will type something up in a couple of days.

Thank you for understanding!

Hugs,
Kim

http://crazy4cards.etsy.com/

Spiritual Sunday

I've never read

Mary Had a Little Lamb

poem written that way before and I agree so I had to pass it on!

Kings 8:24

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Wishing you a day Full of God's Blessings!

Please feel free to pass this on.  Bless you!

Saturday Morning Coffee Break

Good Morning,

I find myself in a situation that makes me just want to cry! Instead, I want to share my story. I need to write this down so that I don't cry. I took a chance and now this is what is happening.

This is my house and I have to say, the experience I have gone through in the past few months have been challenging. I have worked, as my husband has too for the past 35 years. We have had top notch credit rating. Then a series of events started happening in the past two years. First it started with a motorcycle accident in which my hub was pretty broken up. Thank goodness he survived and is doing pretty good.

Once he healed he knew he could not go back to construction, instead he did some electrical work. Then about 10 months ago, the company folded and he was laid off. It was a struggle to pay a first mortgage as well as a second mortgage. So in an effort to save my house, we applied for a remodification. To help us pay along the way, we used Curtis' inheritance after losing his dad to cancer. We were able to keep up with the house payment and all our bills with my paycheck and unemployment. We knew we had to make some cutbacks, so the cable went and a few more fun things we had that was an extra expense, GONE!

In October I knew we could not keep it up and could no longer make the payments. There was no supplement to my income as the inheritance money was gone. Hub couldn't find work, so we defaulted. I knew once we did this, our outstanding credit would be gone. What could I do? We had a legal team working with the bank to get the modification through.

If anyone has gone through this, you know what I am experiencing. I have never never not paid my bills and it was the most difficult decision I made. I knew I risked the chance of loosing my home. So here I am today and received notice that my house is up for auction on May 13, 2010.

Sad, very very sad that the bank does not want to work with us. We tried to work with them and refinance in the beginning, but they didn't want to do that, which brought us to the decision to tried the modification.

My heart is heavy and all I can do is pray. Pray for strength as the days count down to when May 13th comes around. I pray for guidance, as I don't know what will to be. I leave this in the lords hands. He will guide us and not leave me alone.

Thank you for listening..

Hugs,
Kim

Monday Morning Chatter

Good Morning!

Well, it's almost afternoon! My beautiful niece is visiting me! I love it when we have sleep overs! Last night we were watching a movie and all through the movie it was, "why are they doing that?!" "Why are they going that way?!" It was pretty funny! I got so sleepy, but she wanted to stay up and finish watching the movie. Uncle Curt stayed up with her. Thanks Uncle Curt.

This morning, she was up at 6:30! Wow! Early bird catches the worm, huh?! Day started out having hot cocoa. Actually, Tayah had hot cocoa and Auntie Kim had coffee! Uncle Curt fixed her some egg whites and some OJ, popped in Madagascar and we were set!

Later on, we went into the craft room to create some cards. She loves making cards! It's so much fun to work together and she helps me with my designs and I help her with hers.

In this picture, Tayah is making a birthday card for one of her friends. She wanted to have the birthday candles added to a cake. She needed Auntie Kim to draw her a birthday cake and put it on a table. (That was a bit of a challenge!) Tayah penciled in the frosting and added a bit of color to it.

Look at the concentration, the steady hand!

Tayah has a vivid imagination and she loves making gifts for all her family and friends. Here is the end result! She is so very proud of this card and she can't wait to give it to her friend for her birthday!

Crazy4Cards has a new little designer in training!


It was my pleasure sharing with you my visit with my niece! I hope you enjoyed it as much as I love sharing it with you.

I hope you all have a wonderful day!

Hugs,
Kim

Saturday Chit Chat

Good Morning!

Happy Saturday! I have to say, this morning I fixed a really good cup of coffee! Every drink was just as good as the first. I was shopping at Walmart yesterday and saw in the coffee section, Folgers Chocolate Truffle. I thought, 'hmm sounds good!' So I bought it and decided to give it a try this morning. Fixed a cup, put two scoops of coffee mate creamer, 2 Tbl of Sugar Free Raspberry Torani syrup. Oh delightful!

I picked up a magazine to read and came across this article that really fits my situation right now. I have been married for 31 years this June and we have been through alot of challenges throughout those years. Now, we are in a financial challenge, probably the biggest challenge we have ever faced.

My husband was laid off and we are trying to get a loan modification on our house. (Wow is that stressful! Tough to deal with the bank.) We face possibly loosing our house and not much we can do about it. So, when I came across this article paragraph it touched my heart strings. I began asking myself, "What am I doing? I keep getting angry at him!" He is my friend and we have to keep it together, I have to keep it together. Changed my whole thought process.

Let me read it to you...

Recession Rift #4:
LOST IDENTIFY
His self-esteem went south when he got laid off and had to take lower-paying joy outside his field. Or your're the one pounding the pavement and wondering what just happened. (my scenario)
EMOTIONAL RESCUE: When the going gets tough, the smart marriage move is to bring on compassion--probably when you least feel like doing so. Don't grill your husband about whether he snt out resumes. Instead, ask exactly what kink of help he needs, then offer it. If your're th eone who lost your job, you should expect your husband to deliver the same tender loving care to you. But also turn to friends. You need to acknowledge your sadness, fears and frustrations, but don't let yourself wallow in the feelings.

So if any of your are facing challenges in your relationship, work together and pray for guidance! I have to say honestly, I pray, but I don't think I am praying deep inside my heart. I need to pray for strength for he and I. I don't want a material object pulling us apart. My house is a material object.

With that said everyone, I am wishing you all peace and love! Thank you for your support and stopping by to visit.

Hugs,
Kim

Easter Sunday

Happy Easter!

First and most I want to thank God for his beloved son who was sent to earth from heaven to save us all!

1 Peter 1:3 Praise be to the God and Father of our Lord Jesus Christ! In his great mercy he has given us new birth into a living hope through the resurrection of Jesus Christ from the dead...

Today, we celebrate the resurrection and that we can truely believe in miracles. Even though there are many things going on in this world that one would not favor, there are still many positives that come out of it. Second, let me send love and blessings to all my cherished readers!

Have a wonderful day!

Hugs,
Kim

Happy Sunday

Well, this has sure been a busy busy week! I went back to work after a week off and dang! Emails?! 182!!! Didn't take much and they were gone. All else is calm, so that is good.

I had a busy with with orders as well. I made 10 packages of bachelorette party invites. That's 80 cards and 320 itty bitty bows! I kept thinking as I was making those little bows, gotta be a better way?! It was great though. I am glad people like those little creations. They are so cute!

Yesterday I made a few cards and packaged them as an assortment with 10 cards in each package. Priced them at $12.75. That is such a bargain deal! That's $1.27 a piece....not bad! I also made a few more Christmas tags. Three craft shows set up for October! Busy month.

Well, better get started on a special order.

Hugs!!